Early Payment Default Reviews
Loans with an early payment default call for a special analysis of risk factors. Let ComplyShare review your EPD files as required by your investors and agency guidelines (FHA/HUD, Fannie Mae, Freddie Mac, VA and USDA). ComplyShare's EPD file reviews include our standard Quality Control Review. We then dig deep to identify the cause(s) of the default.
Our supplemental EPD file reviews include an analysis of:
- "Red Flags"
- Borrower characteristics
- Credit risk factors
We also verify data through national fraud databases and conduct additional third party investigations as warranted.